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Employer Match. The best thing ever.

If it is offered to you, always take advantage of an employer 401(k) match. You are entitled to this extra form of compensation.

  • Employer Match

Employer Match

It’s not very often in life when someone hands you money for nothing, but this is one of them. When you put money from your paycheck into your 401(k) account, many employers will also contribute some money to your account. This is called a “match.”

Here is what it looks like:

Your employer’s match is a percentage of what you put in your 401(k) account. That means the more money you contribute each pay period, the more of a match you get. Matching formulas vary from company to company. Many employers offer a 50% match, which means that for every dollar you put in, the employer will put in 50 cents, typically up to 6% of your pay.

Remember that your employer is not required to match your 401(k) contributions. But most employers do match some portion of their employees’ contributions. Your employer may require you to work for a minimum period of time before you can keep the matching contributions as your own. This is called “vesting.”

Our goal is to change how we think about saving.

I founded NARPP as a non-profit, because I believe that retirement savings should be about people— and making their lives better. Not about assets under management, sales goals and commissions. The process of saving for retirement has become so complex and confusing it is not surprising that people have a hard time figuring out what’s in their best interest.  It doesn’t need to be this way. At NARPP we are committed to simplifying the complex, delivering fair and transparent investment information, and giving people ownership and control of their retirement savings. Our singular mission is to help you succeed.

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We’ll help you every step of the way.

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