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What happens to my 401(k) if declare bankuptcy

In most cases, your 401(k) money remains protected if you declare bankruptcy.

  • 401(k) Must be qualified

Your 401(k) Plan Must be a “Qualified”

The Bankruptcy Code states that retirement income and retirement plans are exempt from the bankruptcy estate. To be considered exempt, your 401(k) plan must be a “qualified” plan that meets the requirements of the IRS.

Our goal is to change how we think about saving.

I founded NARPP as a non-profit, because I believe that retirement savings should be about people— and making their lives better. Not about assets under management, sales goals and commissions. The process of saving for retirement has become so complex and confusing it is not surprising that people have a hard time figuring out what’s in their best interest.  It doesn’t need to be this way. At NARPP we are committed to simplifying the complex, delivering fair and transparent investment information, and giving people ownership and control of their retirement savings. Our singular mission is to help you succeed.

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