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Q.

What if my employer doesn’t offer a retirement plan?

A.

The good news is that you can still enjoy tax-advantaged savings by opening an Icon account. Icon is an Individual Retirement Account that allows you to contribute up to $5,500 per year, or $6,500 per year if you are 50 or older.  You don’t need an employer to have a retirement plan.

With Icon you can set up automatic monthly deposits from your checking account to your IRA, so you are not tempted to spend the money.