Icon, the retirement plan built for business.

It’s risk free, no cost, and it’s for all of your workers.
You can complete your signup in 5 minutes.

ICON

The better alternative to 401k plans.

It costs you nothing to offer Icon.

Unlike with 401(k) plans, there is no cost for companies to provide Icon. Participants pay a very small monthly fee. There are no employer matching contributions.

We do all the work.

We provide all of the services and support, including education and enrollment materials, so there is very little ongoing administration.

No federal filing requirements.

Icon is not subject to ERISA laws that govern 401(k) plans, and there are no annual federal filing requirements or fiduciary responsibilities.

The individual is in control.

Icon is an individual retirement account, there are no vesting or waiting periods. Your people are 15 times more likely to save for retirement when you facilitate a plan.

ICON

Everything you want in a modern retirement plan.

Investments managed by experts.

We used a rigorous evaluation process to select high-quality, low-cost investment options for you and your employees. They will have access to institutionally priced funds provided by State Street Global Advisors (SSGA) and Dimensional Fund Advisors.

Built using behavioral finance principles.

Our experts in behavioral finance have built in smart features that take the guesswork out of investing. Icon helps your employees save more money–easier, faster, and smarter.

A plan for everyone.

Unlike with 401(k) plans, everyone is qualified to use Icon.  This includes workers who are full-time, part-time, independent contractors, gig workers, freelancers etc.

Easy to start, easy to keep.

It only takes about 5 minutes to get started with Icon. And unlike with 401(k) plans, your employees keep their Icon retirement plan when they stop working for you. No need for rollovers.

Financial Academy.

Icon has a built in Financial Academy, a resource for help with financial decision-making on personal finance topics.

ICON

An easier way to save for retirement.

See how Icon compares to 401(k) plans.

  • Average Small 401(k)
  • Icon
  • Subject to Federal ERISA laws
  • Average Small 401(k)
  • Icon
  • Annual federal filing requirements
  • Average Small 401(k)
  • Icon
  • Cost of matching contributions
  • Average Small 401(k)
  • Icon
  • Responsible for plan design and oversight
  • Average Small 401(k)
  • Icon
  • Automatic payroll contributions
  • Average Small 401(k)
  • Icon
  • No cost to employer
  • Average Small 401(k)
  • Icon
  • Effective financial education
  • Average Small 401(k)
  • Icon
  • Easy to use
  • Average Small 401(k)
  • Icon
  • Participants are always 100% vested
  • Average Small 401(k)
  • Icon
  • Totally portable
  • Average Small 401(k)
  • Icon
  • Low investment fees
  • Average Small 401(k)
  • Icon
ICON

Plan details.

  • Contribution limits
  • The contribution limit is $5,500 annually, or $6,500 if you are 50 or older. There is a $50.00 minimum amount to start using Icon, and a $20.00 monthly minimum contribution.

  • Customer service
  • Icon has both chat and phone support for customer service.

  • Fees
  • There is a low monthly maintenance fee for using Icon of $4. The employee pays this fee, which includes record-keeping, custodial services, education, customer service, and other plan services. Employers pay no fees with Icon.

Get started now.

It takes only a few minutes to enroll your company in Icon.

1

Getting started is easy, it takes about 5 minutes.

There is no fee to set-up an Icon retirement plan for your business.

2

Once you’ve enrolled, we will set-up your account and notify you when your account is active.

3

Once your account is activated, your plan is ready for your employees to start using.

 

Fill out our online application now:

Get Started or call us: 415-509-9687