Icon. The individual retirement plan built just for you.

It's like a 401k– but no employer required.

Icon is an easy-to-use, pre-tax retirement savings plan that’s tailored to your needs. It’s the individual retirement plan for the self-employed.

No more lapses in coverage, no more expensive rollovers, and no more abandoned accounts.

  • Easy to use

    Smart choices are built in—we take the guesswork out of investing.

  • Committed to you

    We act in your best interest. Portfolios are low cost and designed to meet your goals.

  • Predictable and transparent pricing

    You pay an all-inclusive, flat monthly fee of $4.1 No hidden fees and no sales commissions.

Finally, a plan that’s yours for life.

Like millions of people who work for themselves, you might not have a retirement plan. It’s not surprising—setting up a retirement plan can be daunting and expensive.

Icon is built for how you live and work. It’s easy to set up and easy to use. And because it’s portable, it stays with you for life.

Your career: Job 1

Congratulations! You start your first job and begin saving with Icon. After 5 years, you move on and take the $30,000 you've saved.2

Your career: Job 2

You start freelancing and continue to save in your Icon retirement account. After another ten years of working, you’ve saved $90,000.2

Your career: Job 3

You join a new company. Your employer puts your contributions in your Icon account. After twelve more years, you’ve saved $162,000.2

Going Forward

No matter where you go, or how you work,
Icon stays with you.2

A retirement plan tailored to your needs.

We recommend a portfolio based on your individual situation, then update it regularly based on your life changes. We’ll monitor your investments and take the guesswork out of saving and investing.

About our portfolios

Portfolios include low cost investments from Vanguard and BlackRock. Icon portfolio fund fees range from 0.05% to 0.09%3. This is about 10x less expensive than the average 401k investment fees.


What you set aside today


Adds up over time with compound interest*

You'll love the math.4

It’s all about compound interest. Use the slider to see how what you set aside today can grow over time.

$1 Yearly Max

Rollover your old 401k accounts into Icon.

The process of rolling over a 401k account can be time consuming and confusing. We’re here to help you every step of the way and make it as painless as possible.

Contact us about starting a rollover

Designed to be secure and protect your privacy.

Because your security is our highest priority, Icon uses bank-grade encryption and practices. Account safeguards include: multi-factor authentication, login anomaly detection, and ID verification help to prevent unauthorized access. Icon is committed to maintaining the confidentiality and security of any personal information about our customers. All data is encrypted in transport and at rest.

Questions? Let’s chat.

We'd love to show you how Icon can help your business and your employees.

Who is this retirement plan for?

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